Comprehensive financial planning is aimed at assisting you and your family throughout all circles of life, by identifying the correct balance between the resources you have at your disposal and your goals and desires, and assisting you in realizing them.
Comprehensive financial planning entails a number of services, including:
It is our experience that optimal investment management ensures future financial peace of mind. That is why all your financial assets must be optimally managed, in line with your needs, desires, and capabilities, and in line with your preferred levels of risk. Our services include:
Optimal planning and preparing for a rainy day are an inseparable part of comprehensive financial planning, aimed at protecting you and your family via a range of policies. Health insurance, accident policies, loss of work capacity, serious diseases, long-term health care, and life insurance plans will enable you to carry on with your life as much as possible, even in the occurrence of an undesirable event. Comprehensive financial planning covers a large range of insurances – in order to achieve an optimal outcome. Risk and insurance planning include:
Retiring from work is one of the most significant events in a person’s life. However, unfortunately, most people are not familiar with their current pension plans, and avoid monitoring frequent updates and changes made to their products, regulations, and market conditions. This could be a critical mistake with dire consequences that may affect your lifestyle and financial capabilities after retiring.
Retiring requires comprehensive planning ahead. Pension planning is aimed at ensuring your level of income after you retire and achieving optimal yields from your pension and saving funds – so that you can continue to live the lifestyle to which you are accustomed. The increase in life expectancy heightens the need for comprehensive, unbiased, and professional financial planning, including:
Money is money. In most cases, money is also expensive. Comprehensive financial planning will identify which loans, mortgages, and credit lines are optimal for you and your needs, significantly decrease costs, and help you prepare for the occurrence of an unexpected event, change, or crisis – with maximum flexibility.
Credit planning includes:
Comprehensive Financial Planning
Member of the Association of Financial Planners in Israel
I have been working with Yosi for a number of years. After conducting a thorough analysis of my financial portfolio, Yosi recommended which changes to make, in order to maximize yields at the desired levels of risk and save on management fees. Yosi also manages some of my investments and insurance plans, combining professional knowledge, experience, and attention to detail for the benefit of the customer.
I first met Yosi in 2014 when I was the surgeon who operated on one of his children. We became firm friends. Before retiring from work as a civil servant, I asked Yosi for advice on investments, pensions, and health insurance for myself and my family. This was the best decision I could have made. Yosi was the right man in the right place, and he helped me every step of the way and in a most professional manner. Yosi is still in touch with my family and myself, and I am delighted to recommend Yosi's services.
Since retiring in 2013, Yosi Pichadze has been my pension investment advisor for all my saving and insurance plans. In some cases, he is also the insurance agent. I have the utmost confidence in Yosi's recommendations. Over the past two years, my financial accounts have done well, despite market fluctuations. I highly recommend that all my acquaintances use Yosi as their financial advisor. Good luck!
Yosi has been managing all my financial assets for quite a few years. He advises me on which investment and savings options to choose, and carries out the agreed-upon deposits and withdrawals. Yosi provides professional, reliable, fast and efficient services, and is a real asset to this wild and confusing marketing of financial assets, pension planning, health insurance, and long-term care insurance. I am extremely satisfied with the service I receive from Yosi and whole-heartedly recommend his services.
I was most impressed with how Yosi looks at matters, in an objective and professional manner, providing customers with what they really need, without trying to "sell" unnecessary products just to make a profit. Yosi also has a holistic outlook of each customer's finances and insurance as a whole. When handling financial investments and insurance plans for people with assets, especially those who are self-employed, Yosi offers peace of mind, working with maximum integrity and transparency.
I highly recommend Yosi as a consultant and am grateful that I work with him. Yosi met with me at great length to go over each and every insurance plan that I had purchased over the years. He identified some duplicate insurances, and replaced others for better plans. I found myself saving more than $200 each month. Yosi uses innovative software to organize and monitor my portfolio and is always happy to answer questions and queries. You can sleep well knowing that the person managing your portfolio is reliable, thorough, professional, caring and dedicated.
Over the past few years, Yosi has been my financial planner and advisor for all my savings. I was most impressed by his professionalism and his being highly familiar with the topic, including offering specific options based on my age. Yosi presents the issue and his recommendations in a clear-cut and calm manner, enabling customers to reach optimal decisions.
I have been working with Yosi for the past two years and am extremely grateful. Yosi is highly professional, reliable and dedicated, and always provides personal service with the utmost patience. Each financial issue is thoroughly considered, to find the optimal solution. I highly recommend using Yosi's services and taking advantage of his vast knowledge and experience.